Credit Score Estimator Credit Score EstimatorCredit Score EstimatorEstimate your CIBIL/credit score based on your credit behaviour Credit Behaviour Assessment Payment History Always on time (100%)Mostly on time (1-2 missed) Sometimes late (3-5 missed)Often late / defaulted Credit Utilisation (% of limit used) Below 10% (Excellent)10-30% (Good) 30-50% (Fair)50-75% (Poor)Above 75% (Very Poor) Credit History Length 5+ years3-5 years 1-3 yearsLess than 1 yearNo credit history Credit Mix (Secured + Unsecured) Good mix (loans + cards) Only credit cardsOnly loansVery limited Recent Enquiries (last 6 months) 0 enquiries1-2 enquiries 3-4 enquiries5+ enquiries Estimate Credit Score Estimated Credit Score