Complete 2026 guide to Recurring Deposits — how RD works, current interest rates, maturity formula, post office RD, taxation, and RD vs SIP comparison.
Month: April 2026
What is Fixed Deposit (FD)? Complete Guide 2025 – Interest Rates, Types, Tax
Complete guide to Fixed Deposits in India for 2026 — types, current interest rates, FD taxation, DICGC insurance, premature withdrawal rules, and FD vs mutual fund comparison.
SIP Step-Up Guide: Increase Your SIP Every Year to Build More Wealth (2025)
Learn how step-up SIP (top-up SIP) works, the math behind annual increases, worked examples, comparison tables, and how to set up a step-up SIP on your platform.
CAGR vs XIRR: Which Return Metric Should You Use? (2025 Guide)
Understand CAGR vs XIRR with clear examples — when to use each for mutual funds, SIPs, and lump sum investments. Includes how to calculate XIRR in Excel/Sheets.
Direct vs Regular Mutual Funds: What is a Direct Plan? (2025 Guide)
Learn the difference between direct and regular mutual fund plans, how much more direct plans earn over time, expense ratios, and where to buy direct plans in India.
What are Mutual Funds? Complete Beginner Guide to Investing in India (2025)
Everything beginners need to know about mutual funds — how they work, types, NAV, expense ratio, tax rules for 2026, and how to start investing in India.
Open-Ended vs Close-Ended Mutual Funds: Key Differences (2025)
Clear breakdown of open-ended vs close-ended mutual funds — liquidity, NAV, lock-in, NFO, and which type suits different investor goals and time horizons.
Difference Between SIP, SWP and STP – Complete Comparison 2025
Complete comparison of SIP, SWP and STP — how each works, side-by-side differences, tax treatment, and the right time to use SIP, SWP or STP for your goals.
What is STP (Systematic Transfer Plan)? Complete Guide with Examples (2025)
Understand how STP (Systematic Transfer Plan) works in mutual funds, types of STP, classic use cases, tax implications, and how to set it up in 5 steps.
What is SWP? Complete Guide to Systematic Withdrawal Plan (2025)
Learn what SWP (Systematic Withdrawal Plan) is, how it works, SWP vs FD comparison, tax rules, safe withdrawal rate, and how to set up SWP for retirement income.